New to contracting?
No worries

Starting contracting is an exciting time but can seem daunting. The good news is that we’re with you every step of the way. From deciding between whether you’re better off setting up with a limited company or using an umbrella, to keeping track of your expenses, we make it all as stress-free as possible.

  • Complete business set-up

  • Help choosing between Limited and Umbrella

  • IR35 explained

Free Tax Investigation Service
Accounting + Freeagent = £69 per month

Our all-inclusive fixed-fee monthly packages start at £69+VAT and include:

  • Direct line to your dedicated personal accountant
  • Free company incorporation
  • Help setting up bank accounts and insurance
  • 24/7 access to your accounts via FreeAgent software and app
  • Expert IR35 (legislation specific to contractors) guidance
  • All HMRC and Companies House returns completed & filed
  • Referral scheme – £100 Amazon gift card for every new client you refer
  • Access to contractor-specific mortgage, wealth & protection services
  • 3 months free Tax Investigation Service

Why do contractors need an accountant?

If your goal is to earn more than £30k a year as a contractor, you’ll probably be better off financially if you set up as a Limited Company. Setting up and running a Limited Company in the right way, and taking your income from it tax efficiently can make a difference of up to 30% on your take home pay (compared with PAYE). Get good advice right from the start and you’ll be quids in.

How we help new contractors

The thought of setting up and running your own company can feel daunting, but with Aardvark you’re in safe hands. We’ll be with you every step of the way, getting you set up, supporting you with the day-to-day running of your business and helping you to maximise your take home pay while staying on the right side of the taxman. We work with new contractors every day and can talk you through everything you need to know, answering any questions you have.

You’ll have a direct line to your own dedicated personal accountant who’ll guide you through the entire process, from setting up your company to sorting out a bank account and getting insured. Once everything’s up and running, they’ll be there to support you whenever you need them.

  • Jon Cook Avatar
    Jon Cook
    03/03/21 - Google

    I've been with Aardvark since I jumped back into contracting in 2017. The team know the contracting industry inside and... read more

    Steve Avatar
    Steve
    17/02/21 - Google

    Business customer for 3+ years. Great value service - my thanks to all the team!

    Angela Barry Avatar
    Angela Barry
    03/02/21 - Google

    The team at Aardvark are excellent. Very responsive and knowledgeable. I highly recommend.

    Daniel Cotton Avatar
    Daniel Cotton
    03/02/21 - Google

    My experience of Aardvark Accounting has been nothing short of flawless since I began using them for my business and... read more

  • Graham B Avatar
    Graham B
    03/02/21 - Google

    Aardvark did the accounts for my Ltd Co while I was a contractor in IT. They always provided excellent service... read more

    Jamie Maguire Avatar
    Jamie Maguire
    03/02/21 - Google

    I used to do my own accounts and after finding myself in a tangled knot of numbers a few years... read more

    Sue Rowe Avatar
    Sue Rowe
    03/02/21 - Google

    Aardvark offer good value for the services they provide. Freeagent is excellent & easy to use, and the team are... read more

    Mark Olliver Avatar
    Mark Olliver
    03/01/21 - Google

    First accountant i have had that answer questions quickly and does not wait until the end of the year to... read more

  • Odysseas Nanousis Avatar
    Odysseas Nanousis
    03/01/21 - Google

    Couldn't ask for a better accounting firm for my ltd.Always happy to help, explain any enquiries that you might have... read more

    Roman Avatar
    Roman
    03/01/21 - Google

    Great company and top professionals. Louisa and the team have been truly fantastic looking after my ltd accounts while I... read more

    Simon Broekhuis Avatar
    Simon Broekhuis
    03/01/21 - Google

    I started my own Limited company in 2016 and started doing my books on my own. Months went by and... read more

    Ride London Avatar
    Ride London
    03/01/21 - Google

    I've been with Aardvark for two years now and the service has been consistenly excellent.My experience is that Aardvark are... read more

  • Antonios Karamitros Avatar
    Antonios Karamitros
    03/01/21 - Google

    Very glad I chose to use Aardvark for my Ltd.They've been extremely helpful and diligent.Everything is done on time, with... read more

    Luke Morgan Avatar
    Luke Morgan
    03/01/21 - Google

    Great personal service, making accountancy and running a business easy! Extremely responsive and an overall pleasant experience with Aardvark Accounting!... read more

    Lewis Knaggs Avatar
    Lewis Knaggs
    26/12/20 - Google

    I am very happy with the service they provide for my ltd business. They always have a friendly manor and... read more

    Roman “RY33” Avatar
    Roman “RY33”
    24/12/20 - Google

    Great company and top professionals. Louisa and the team have been truly fantastic looking after my ltd accounts while I... read more

  • Ride London Avatar
    Ride London
    16/12/20 - Google

    I've been with Aardvark for two years now and the service has been consistenly excellent.

    My experience is that Aardvark are...
    read more

    Odysseas Nanousis Avatar
    Odysseas Nanousis
    11/12/20 - Google

    Couldn't ask for a better accounting firm for my ltd.
    Always happy to help, explain any enquiries that you might have...
    read more

    Antonios Karamitros Avatar
    Antonios Karamitros
    09/12/20 - Google

    Very glad I chose to use Aardvark for my Ltd.
    They've been extremely helpful and diligent.
    Everything is done on time, with...
    read more

    David Morley Avatar
    David Morley
    03/12/20 - Google

    I have used Aardvark Accounting since 2018 and the service from the whole team has been brilliant throughout. Highly recommend.

  • Taiye Ogunnigbo Avatar
    Taiye Ogunnigbo
    03/12/20 - Google

    Been a pleasant experience working with Aardvark for my accounting needs. The team are quick to help with any... read more

    Daniele Murroni Avatar
    Daniele Murroni
    03/12/20 - Google

    I've been using Aardvark Accounting for my ltd company and they were excellent in all the aspect. They were fast... read more

    Carly Bond Avatar
    Carly Bond
    08/11/20 - Google

    Really pleased with the services received from Aardvark Accounting. They are always very responsive to any questions I have (which... read more

    craig mark Avatar
    craig mark
    03/11/20 - Google

    Fantastic accountants, great value , always quick to respond to questions and their use of FreeAgent software makes it very... read more

  • Simon Betteley Avatar
    Simon Betteley
    03/10/20 - Google

    Have used these guys as my accountants for the last two years. Been more than happy with their service... read more

    Ray C Avatar
    Ray C
    03/10/20 - Google

    Very high degree of customer service, very responsive and helpful, and does everything you need - all at a very... read more

    Michael Ewan Avatar
    Michael Ewan
    03/10/20 - Google

    Aardvark Accounting have been our accountants for well over twelve months now and I can happily recommend themFar better value... read more

    Yousof El-Sayed Avatar
    Yousof El-Sayed
    03/10/20 - Google

    Good accountants, responsive and helpful, quick to aid with any issues

  • Mohammed Waiul Kasso Avatar
    Mohammed Waiul Kasso
    03/10/20 - Google

    Excellent service, very responsive, always able to answer any questions or requests that I had and always gave me advice... read more

    Tommaso Gennari Avatar
    Tommaso Gennari
    03/09/20 - Google

    I have started my freelance activity this year and I initially choose them for their value and, at the same... read more

    Shan Cowell Avatar
    Shan Cowell
    03/09/20 - Google

    Aardvark are the most helpful and attentive accountants we have ever had. Their communication is thorough and rapid.LSK Productions highly... read more

    Michael Knysok Avatar
    Michael Knysok
    03/09/20 - Google

    We started our company two years ago with big plans and little expertise in running a business. After an initial... read more

  • Lucy Wadley Avatar
    Lucy Wadley
    03/09/20 - Google

    I set-up my limited company with Aardvark who worked very rapidly to help me get started as I was against... read more

    Saijie Sim Avatar
    Saijie Sim
    03/09/20 - Google

    I have used Aardvark for just over 2 years and have been pleased with the work done so far. They... read more

    Kevin Penwarden Avatar
    Kevin Penwarden
    03/09/20 - Google

    I have used Aardvark Accounting for a few years now, having switched from a large provider that I felt was... read more

    Tony Remmer Avatar
    Tony Remmer
    03/08/20 - Google

    I cannot speak more highly of Louisa and all of the team at Aardvark Accounting. A first class company and... read more

  • Joe Perkins Avatar
    Joe Perkins
    03/08/20 - Google

    I've been with Aardvark for a little over a year and cannot recommend them enough.I run my own LTD company... read more

    Donny Ming Avatar
    Donny Ming
    03/08/20 - Google

    Louisa and the team at Aardvark have been doing our accounting for a few years. They respond to emails/phonecalls very... read more

    XSD London Avatar
    XSD London
    03/08/20 - Google

    Amazing accountant who work exactly how I like. Everything is digital, they respond to emails quickly, and always have time... read more

    Adrian Mitchell Avatar
    Adrian Mitchell
    03/08/20 - Google

    We have been using Aardvark Accounting since 2017 and their service has always been professional and responsive. We found... read more

  • Oliver Milne Avatar
    Oliver Milne
    03/08/20 - Google

    As someone who has recently set up a Limited company for the first time, I can highly recommend Aardvark Accounting.... read more

    spencer welch Avatar
    spencer welch
    03/08/20 - Google

    I can not recommend Aardvark highly enough. Louisa and team provide an incredibly responsive and tailored service. Great value for... read more

    John Jarvis Avatar
    John Jarvis
    03/08/20 - Google

    This is the second accountancy company that I have used, and they are fab! very competitively priced compared to the... read more

    Ian Gordon Avatar
    Ian Gordon
    03/08/20 - Google

    I recently decided to go permanent again after 12 years of contracting (mainly due to the new IR35 legislation ☹️)... read more

  • Tony McCaffery Avatar
    Tony McCaffery
    03/08/20 - Google

    I would wholeheartedly recommend Aardvark Accounting to any freelancers, contractors, interim workers or SME business owners.The team at Aardvark have... read more

    Jonas Haefele Avatar
    Jonas Haefele
    03/08/20 - Google

    I was really nervous signing up for a remote online accountant, rather than an old-school accountant that I can sit... read more

    lfm10 Consulting Avatar
    lfm10 Consulting
    03/08/20 - Google

    Aardvark Accounting was recommended to me by an acquaintance. Louisa Drewett and her team have done a sterling job providing... read more

    Daniel Titterton Avatar
    Daniel Titterton
    03/07/20 - Google

    I own a limited company and have been with Aardvark Accounting for 2 years now and would highly recommend to... read more

  • Lionel Hives Avatar
    Lionel Hives
    03/07/20 - Google

    It took me 5 years to move accountant. We shift energy providers, internet and mobile companies all the time but... read more

    James Mugridge Avatar
    James Mugridge
    03/06/20 - Google

    Great accountancy model with helpful staff. Aardvark staff have been on hand through the formation of my company three years... read more

    Sami Hoang Avatar
    Sami Hoang
    03/06/20 - Google

    Our company have been with Aardvark for a few years now and we have received professional service throughout. We... read more

    Richard H-A Avatar
    Richard H-A
    03/06/20 - Google

    Having been a client for over 2 years, I can honestly say I have been really pleased with their service.... read more

  • Jesper Thomschutz Avatar
    Jesper Thomschutz
    03/06/20 - Google

    Excellent service with knowledgeable staff. Louisa in particular was very helpful from the start, and I can't recommend their services enough!

    Paula Taniguchi Avatar
    Paula Taniguchi
    03/04/20 - Google

    We are very pleased that we chose Aardvark as our accountants. We were new to contracting and they made everything... read more

    David Willis Avatar
    David Willis
    03/03/20 - Google

    Aardvark Accounting offers the best value for money service on the web for contractors managing their own Ltd companies. I... read more

    David Zack Avatar
    David Zack
    03/03/20 - Google

    I have been using Aardvark for some time now. I switched over from another accounting firm and am very happy... read more

  • Naomi Ella Dureau Avatar
    Naomi Ella Dureau
    03/03/20 - Google

    Great service, knowledgeable, helpful accountants and user friendly accounting software! I highly recommend Aardvark Accounting.

    Andrew Easter Avatar
    Andrew Easter
    03/03/20 - Google

    As a technology consultant running my own business, I needed an accountancy service that I could rely on to handle... read more

    Laszlo Kertesz Avatar
    Laszlo Kertesz
    03/03/20 - Google

    Louisa and her team at Aardvark set up my company when I started contracting in IT and has been invaluable... read more

    linus mellumnav Avatar
    linus mellumnav
    03/03/20 - Google

    been with just over 3 months and have to say that they are incredibly responsive with queries, and proactive with... read more

  • Duncan Laurance Avatar
    Duncan Laurance
    03/03/20 - Google

    Having had a very poor experience with a previous Accounting Firm, I switched over to Aardvark halfway through my Tax... read more

    Joi Patel Avatar
    Joi Patel
    03/03/20 - Google

    I can not recommend Louisa and her team enough. Louisa helped me set up my limited company and helped me... read more

    Aniko Lelovics Avatar
    Aniko Lelovics
    03/03/20 - Google

    I've come across Aardvark a few months ago when I setting up my limited company as a contractor. I decided... read more

    Alan Phillips Avatar
    Alan Phillips
    03/03/20 - Google

    I have been using Aardvark Accounting for a couple of years now, and have found their service to be excellent.... read more

  • Tara Nazare Avatar
    Tara Nazare
    03/03/20 - Google

    Lovely bunch of people. I'm glad I used them. I myself was persuaded by Google reviews and I can confirm... read more

    Mitzi Wyman Avatar
    Mitzi Wyman
    03/03/20 - Google

    I had been experiencing problems with previous accountants and came across Aardvark. They were amazing in helping me to sort... read more

    Sonia Dunckley Avatar
    Sonia Dunckley
    03/03/20 - Google

    I have been with Aardvark Accounting for a few months now and I can honestly say I have had a... read more

    Krystina Nellis Avatar
    Krystina Nellis
    03/03/20 - Google

    I enlisted Aardvark to set up and act as accountants for my first Limited Company as a contractor. From the... read more

  • Owen Smith Avatar
    Owen Smith
    03/03/20 - Google

    Brilliant professional accounting service. They offer help whenever possible and actively go out of their way to accommodate any request... read more

    Tom Winton Avatar
    Tom Winton
    03/03/20 - Google

    Since joining Aardvark Accounting the service and support has been second to none. Each communication gets a very quick and... read more

    Will Myddelton Avatar
    Will Myddelton
    03/03/20 - Google

    My colleague recommended Aardvark to me when I set up my own limited company for the first time and was... read more

    A Buckenhauser Avatar
    A Buckenhauser
    03/03/20 - Google

    Came recommended from my network and the service has been amazing. Swift and knowledgeable service. Already recommended Aardvark Accounting on... read more

  • Francesco Tatullo Avatar
    Francesco Tatullo
    03/03/20 - Google

    I have used the services provided by Aardvark for everything from getting my company set up to the VAT return... read more

    Jonathan Godsell Avatar
    Jonathan Godsell
    03/03/20 - Google

    The Aardvark team have been nothing but helpful in seeing me through the first fews months of running a Ltd... read more

    Luis Pereira Avatar
    Luis Pereira
    03/03/20 - Google

    It has been a very rewarding experience to work with Aardvark. I would recommend their services to anyone looking for... read more

    ash kane Avatar
    ash kane
    03/03/20 - Google

    I have been dealing with Aardvark accounting for over 3 years and I can honestly say: their service is second... read more

  • Flavio Pastano Avatar
    Flavio Pastano
    03/03/20 - Google

    I moved to Aardvark from another accountant and since then i haven't had any issue at all. Whenever i have... read more

    Simon Wesseldine Avatar
    Simon Wesseldine
    03/03/20 - Google

    Excellent service with reasonable prices.Aardvark helped me at every step when starting up my own limited company, from setting up... read more

    Andras Spitzer Avatar
    Andras Spitzer
    03/03/20 - Google

    I'm a Sr. IT professional who just recently started my own company and since I had no previous accounting experience... read more

    Craig Heath Avatar
    Craig Heath
    03/03/20 - Google

    I have been using Aardvark Accounting for over a year now. During this time they have proved to be very... read more

  • Abdul Aziz Abdul Salam Avatar
    Abdul Aziz Abdul Salam
    03/03/20 - Google

    I started my first limited company with Aardvark Accounting and the experience has been so pleasant from start to finish.... read more

    Kim Goddard Avatar
    Kim Goddard
    03/03/20 - Google

    Patience of saints and great service. Particular shout out to Diane and Tim for their service!

    Stuart Munro Avatar
    Stuart Munro
    03/03/20 - Google

    It's been a pleasure having Aardvark in our corner. Really appreciate all they do for us.

    Tim Rady Avatar
    Tim Rady
    03/03/20 - Google

    Aardvark Accounting provided a fantastic, tailored service to me as an individual contractor managing a limited company. Communication has always... read more

  • Andrew Nicoll Avatar
    Andrew Nicoll
    03/03/20 - Google

    Using them has been easy from day one, With quick responses and knowledgable staff they are always able to help... read more

    Tom Gallagher Avatar
    Tom Gallagher
    03/03/20 - Google

    We found Aardvark through the FreeAgent directory and our experience moving over to them was painless. Pricing is upfront and... read more

    Thomas Lewis Avatar
    Thomas Lewis
    03/03/20 - Google

    Been using them since I started contracting and they have always been very knowledgeable, quick to respond and also very... read more

    Mitchell Slater Avatar
    Mitchell Slater
    03/03/20 - Google

    ✔ Fantastic service✔ Extremely competitive price✔ FreeAgentI have my own Ltd company and the guys at Aardvark are always happy... read more

  • Christina Clark Avatar
    Christina Clark
    03/03/20 - Google

    Excellent and comprehensive service with clear charges and quick responses. It's taken a weight off my shoulders!

    Sanjeet Matharu Avatar
    Sanjeet Matharu
    03/03/20 - Google

    Really helpful and a great service overall. I'm useless at accounting but I get tonnes of constructive help here -... read more

    David Orelowitz Avatar
    David Orelowitz
    03/03/20 - Google

    I have been an Aardvark Accounting customer for approximately 6 months. They provide great value, are extremely helpful and fast... read more

    Louise Boulton Avatar
    Louise Boulton
    03/03/20 - Google

    I've been using Aardvark since 2017. When I was looking for an accountancy service I spoke to several possible providers... read more

  • Farhan Syed Avatar
    Farhan Syed
    03/03/20 - Google

    Aardvark provide a superb service, so much so, that I've recommended them to my colleagues.They are a responsive, professional, accurate... read more

    Darren B Avatar
    Darren B
    03/03/19 - Google

    So far, so good - recently joined (will post another review after the first year) - have had very good,... read more

    Jan Ming Avatar
    Jan Ming
    03/03/19 - Google

    I am very grateful to Aardvark as they took over from my previous unprofessional and incompetent accountant, yet Aardvark still... read more

    Tom Tidswell Avatar
    Tom Tidswell
    03/03/19 - Google

    I moved to Aardvark from another accountants and the difference is incredible. A very personal service, very professional and always... read more

  • Jon-Paul Hughes Avatar
    Jon-Paul Hughes
    03/03/19 - Google

    I've been contracting for over ten years, and have never been happier since I moved to Aardvark. The accountancy... read more

    David Doust Avatar
    David Doust
    03/03/19 - Google

    I moved my company over to Aardvark and their service has been exceptional, the team is so helpful and polite.... read more

    Dr Adrian Venables Avatar
    Dr Adrian Venables
    03/03/19 - Google

    I've been with Aardvark Accounting for a couple of years having moved from a more expensive accountant. For someone that... read more

    Nick Smith Avatar
    Nick Smith
    03/03/19 - Google

    When you set up as a new company, or a contractor, you suddenly open a door to a world... read more

  • Nazar Ivasyuk Avatar
    Nazar Ivasyuk
    03/03/19 - Google

    I've been with Aardvark Accounting for 1.5 years and I think they are absolutely great. The communication is outstanding, I... read more

    Rehman Avatar
    Rehman
    03/03/18 - Google

    i have recently became self employed (IT contractor) and having a company like Aardvark is what i needed. They... read more

    Anthony Jones Avatar
    Anthony Jones
    03/03/18 - Google

    Aardvark Accounting will go the extra mile to make sure you are on the right track and get to understand... read more

Pricing

What you get:

  • Set-up or Switch Service
    Set-up
    • Company incorporation
    • Bank account set-up
    • Tax registration

    Switch
    • We get your records from existing accountant
    • We inform Companies House and HMRC
  • FreeAgent software
    • Accounting software and app
    • Send invoices, record expenses
    • Real-time view of your accounts
    • Gives us everything we need too!
  • IR35 and Tax advice
    • Unlimited advice direct from your accountant
    • Find the most tax efficient business set-up for you
    • Discuss and agree on the most tax efficient combination of salary and dividends
    • IR35 explained!
  • All HMRC and Companies House submissions
    The following are all statutory obligations as the Director of your own business. Don’t worry – we’ll make sure they’re all filed accurately and on time:
    • VAT filing
    • Accounts
    • CT600 and computation
    • Annual confirmation statement
    • Real Time tax estimates
  • Payroll for one employee
    • Being an employee of your Limited Company, you will need to be paid!
    • We run the payroll and pay you personally from your business account
  • Use of Umbrella Company
    When you’re with Aardvark, you have the safety net of being able to switch between your Limited Company and an Umbrella Company if you need to due to IR35. You’ll still deal with your Aardvark Accountant and we’ll switch you back as your contracts allow.
  • Free contractor-specific financial advice
    We work closely with a number trusted Financial Advisers who specialise in helping contractors. Discuss how to replicate the benefits you had as an employee, discuss a specific need, or for a free financial health-check to ensure that you’re making the most of your Limited Company and the investment opportunities that it can bring.
  • £100 Amazon voucher for every new client you refer
    As a client, you simply tell your friend or colleague to mention your name when they enquire and we’ll make sure that you receive your £100 Amazon voucher by email once they’ve been on board for 3 months. It’s as simple as that, and you can refer as many people as you like – you’ll get a voucher for each and every one.
  • Preferential rates for small business, personal and buy to let accounting
    Our sister company Vantage Accounting specialises in small business, personal and buy-to-let accounting. Many of our contracting clients also work with Vantage for their broader accounting needs, and receive a discounted rate plus a more holistic approach to their finances as a result.
  • One Self Assessment Tax Return
    As a Limited Company Director, you will be obliged to complete a self-assessment tax return each year. With Essentials Plus, we take care of this for you.
  • Free Contractor Insurance
    Most clients will legally require you and your company to be covered by insurance before they will give you the work. It’s also essential for your own peace of mind. With essentials plus you get a package perfect for contractors, underwritten by Hiscox:
    • Professional indemnity insurance – £2,000,000
    • Public liability insurance – £5,000,000
    • Employer’s liability insurance – £10,000,000
  • Tax investigation insurance
    Tax Investigation Insurance protects you and your Company if you are chosen for an HMRC enquiry - including IR35 enquiries. With Essentials Plus, you get £100,000 cover from Markel Tax
  • Registered office address
    You can use our address as your registered address, which gives you a professional edge and keeps your home address out of the public domain. Your accounting post will come to us so we can deal with it for you.
  • Unlimited IR35 written contract reviews
    IR35 status is a big concern for some contractors, with the decision-making power being shifted in April 2021 to the end hirer. Our IR35 Contract and Working Practices reviews give you practical advice on your contract and working practices in a format that you can easily use for discussion with your hirer.
  • Payroll for an additional employee
  • 2nd Self Assessment Tax Return
  • References
    We will provide income references for mortgages, tenancy, student loan purposes etc

Essentials

£69/month +VAT
£69/month +VAT
  • £14 +VAT per month
  • £7.50 +VAT per month
  • £3 +VAT per month
  • £8 +VAT per month
  • £5 +VAT per month
  • £14 +VAT per month
  • £30 per reference
Best Value

Essentials Plus

£110/month +VAT
£110/month +VAT
  • £8 +VAT per month
  • £5 +VAT per month
  • £14 +VAT per month
  • £30 per reference

Duo

£130/month +VAT
£130/month +VAT

What you get:

  • Set-up or Switch Service
    Set-up
    • Company incorporation
    • Bank account set-up
    • Tax registration

    Switch
    • We get your records from existing accountant
    • We inform Companies House and HMRC
  • FreeAgent software
    • Accounting software and app
    • Send invoices, record expenses
    • Real-time view of your accounts
    • Gives us everything we need too!
  • IR35 and Tax advice
    • Unlimited advice direct from your accountant
    • Find the most tax efficient business set-up for you
    • Discuss and agree on the most tax efficient combination of salary and dividends
    • IR35 explained!
  • All HMRC and Companies House submissions
    The following are all statutory obligations as the Director of your own business. Don’t worry – we’ll make sure they’re all filed accurately and on time:
    • VAT filing
    • Accounts
    • CT600 and computation
    • Annual confirmation statement
    • Real Time tax estimates
  • Payroll for one employee
    • Being an employee of you Limited Company, you will need to be paid!
    • We run the payroll and pay you personally from your business account
  • Use of Umbrella Company
    When you’re with Aardvark, you have the safety net of being able to switch between your Limited Company and an Umbrella Company if you need to due to IR35. You’ll still deal with your Aardvark Accountant and we’ll switch you back as your contracts allow.
  • Free contractor-specific financial advice
    We work closely with a number trusted Financial Advisers who specialise in helping contractors. Discuss how to replicate the benefits you had as an employee, discuss a specific need, or for a free financial health-check to ensure that you’re making the most of your Limited Company and the investment opportunities that it can bring.
  • £100 Amazon voucher for every new client you refer
    As a client, you simply tell your friend or colleague to mention your name when they enquire and we’ll make sure that you receive your £100 Amazon voucher by email once they’ve been on board for 3 months. It’s as simple as that, and you can refer as many people as you like – you’ll get a voucher for each and every one.
  • Preferential rates for small business, personal and buy to let accounting
    Our sister company Vantage Accounting specialises in small business, personal and buy-to-let accounting. Many of our contracting clients also work with Vantage for their broader accounting needs, and receive a discounted rate plus a more holistic approach to their finances as a result.
  • One Self Assessment Tax Return
    As a Limited Company Director, you will be obliged to complete a self-assessment tax return each year. With Essentials Plus, we take care of this for you.
  • Free Contractor Insurance
    Most clients will legally require you and your company to be covered by insurance before they will give you the work. It’s also essential for your own peace of mind. With essentials plus you get a package perfect for contractors, underwritten by Hiscox:
    • Professional indemnity insurance – £2,000,000
    • Public liability insurance – £5,000,000
    • Employer’s liability insurance – £10,000,000
  • Tax investigation insurance
    Tax Investigation Insurance protects you and your Company if you are chosen for an HMRC enquiry - including IR35 enquiries. With Essentials Plus, you get £100,000 cover from Markel Tax
  • Registered office address
    You can use our address as your registered address, which gives you a professional edge and keeps your home address out of the public domain. Your accounting post will come to us so we can deal with it for you.
  • Unlimited IR35 written contract reviews
    IR35 status is a big concern for some contractors, with the decision-making power being shifted in April 2021 to the end hirer. Our IR35 Contract and Working Practices reviews give you practical advice on your contract and working practices in a format that you can easily use for discussion with your hirer.
  • Payroll for an additional employee
  • 2nd Self Assessment Tax Return
  • References
    We will provide income references for mortgages, tenancy, student loan purposes etc

Essentials

£69/month +VAT
£69/month +VAT
  • £14 +VAT per month
  • £7.50 +VAT per month
  • £3 +VAT per month
  • £8 +VAT per month
  • £5 +VAT per month
  • £14 +VAT per month
  • £30 per reference

What you get:

  • Set-up or Switch Service
    Set-up
    • Company incorporation
    • Bank account set-up
    • Tax registration

    Switch
    • We get your records from existing accountant
    • We inform Companies House and HMRC
  • FreeAgent software
    • Accounting software and app
    • Send invoices, record expenses
    • Real-time view of your accounts
    • Gives us everything we need too!
  • IR35 and Tax advice
    • Unlimited advice direct from your accountant
    • Find the most tax efficient business set-up for you
    • Discuss and agree on the most tax efficient combination of salary and dividends
    • IR35 explained!
  • All HMRC and Companies House submissions
    The following are all statutory obligations as the Director of your own business. Don’t worry – we’ll make sure they’re all filed accurately and on time:
    • VAT filing
    • Accounts
    • CT600 and computation
    • Annual confirmation statement
    • Real Time tax estimates
  • Payroll for one employee
    • Being an employee of you Limited Company, you will need to be paid!
    • We run the payroll and pay you personally from your business account
  • Use of Umbrella Company
    When you’re with Aardvark, you have the safety net of being able to switch between your Limited Company and an Umbrella Company if you need to due to IR35. You’ll still deal with your Aardvark Accountant and we’ll switch you back as your contracts allow.
  • Free contractor-specific financial advice
    We work closely with a number trusted Financial Advisers who specialise in helping contractors. Discuss how to replicate the benefits you had as an employee, discuss a specific need, or for a free financial health-check to ensure that you’re making the most of your Limited Company and the investment opportunities that it can bring.
  • £100 Amazon voucher for every new client you refer
    As a client, you simply tell your friend or colleague to mention your name when they enquire and we’ll make sure that you receive your £100 Amazon voucher by email once they’ve been on board for 3 months. It’s as simple as that, and you can refer as many people as you like – you’ll get a voucher for each and every one.
  • Preferential rates for small business, personal and buy to let accounting
    Our sister company Vantage Accounting specialises in small business, personal and buy-to-let accounting. Many of our contracting clients also work with Vantage for their broader accounting needs, and receive a discounted rate plus a more holistic approach to their finances as a result.
  • One Self Assessment Tax Return
    As a Limited Company Director, you will be obliged to complete a self-assessment tax return each year. With Essentials Plus, we take care of this for you.
  • Free Contractor Insurance
    Most clients will legally require you and your company to be covered by insurance before they will give you the work. It’s also essential for your own peace of mind. With essentials plus you get a package perfect for contractors, underwritten by Hiscox:
    • Professional indemnity insurance – £2,000,000
    • Public liability insurance – £5,000,000
    • Employer’s liability insurance – £10,000,000
  • Tax investigation insurance
    Tax Investigation Insurance protects you and your Company if you are chosen for an HMRC enquiry - including IR35 enquiries. With Essentials Plus, you get £100,000 cover from Markel Tax
  • Registered office address
    You can use our address as your registered address, which gives you a professional edge and keeps your home address out of the public domain. Your accounting post will come to us so we can deal with it for you.
  • Unlimited IR35 written contract reviews
    IR35 status is a big concern for some contractors, with the decision-making power being shifted in April 2021 to the end hirer. Our IR35 Contract and Working Practices reviews give you practical advice on your contract and working practices in a format that you can easily use for discussion with your hirer.
  • Payroll for an additional employee
  • 2nd Self Assessment Tax Return
  • References
    We will provide income references for mortgages, tenancy, student loan purposes etc
Best Value

Essentials
Plus

£110/month +VAT
£110/month +VAT
  • £8 +VAT per month
  • £5 +VAT per month
  • £14 +VAT per month
  • £30 per reference

What you get:

  • Set-up or Switch Service
    Set-up
    • Company incorporation
    • Bank account set-up
    • Tax registration

    Switch
    • We get your records from existing accountant
    • We inform Companies House and HMRC
  • FreeAgent software
    • Accounting software and app
    • Send invoices, record expenses
    • Real-time view of your accounts
    • Gives us everything we need too!
  • IR35 and Tax advice
    • Unlimited advice direct from your accountant
    • Find the most tax efficient business set-up for you
    • Discuss and agree on the most tax efficient combination of salary and dividends
    • IR35 explained!
  • All HMRC and Companies House submissions
    The following are all statutory obligations as the Director of your own business. Don’t worry – we’ll make sure they’re all filed accurately and on time:
    • VAT filing
    • Accounts
    • CT600 and computation
    • Annual confirmation statement
    • Real Time tax estimates
  • Payroll for one employee
    • Being an employee of you Limited Company, you will need to be paid!
    • We run the payroll and pay you personally from your business account
  • Use of Umbrella Company
    When you’re with Aardvark, you have the safety net of being able to switch between your Limited Company and an Umbrella Company if you need to due to IR35. You’ll still deal with your Aardvark Accountant and we’ll switch you back as your contracts allow.
  • Free contractor-specific financial advice
    We work closely with a number trusted Financial Advisers who specialise in helping contractors. Discuss how to replicate the benefits you had as an employee, discuss a specific need, or for a free financial health-check to ensure that you’re making the most of your Limited Company and the investment opportunities that it can bring.
  • £100 Amazon voucher for every new client you refer
    As a client, you simply tell your friend or colleague to mention your name when they enquire and we’ll make sure that you receive your £100 Amazon voucher by email once they’ve been on board for 3 months. It’s as simple as that, and you can refer as many people as you like – you’ll get a voucher for each and every one.
  • Preferential rates for small business, personal and buy to let accounting
    Our sister company Vantage Accounting specialises in small business, personal and buy-to-let accounting. Many of our contracting clients also work with Vantage for their broader accounting needs, and receive a discounted rate plus a more holistic approach to their finances as a result.
  • One Self Assessment Tax Return
    As a Limited Company Director, you will be obliged to complete a self-assessment tax return each year. With Essentials Plus, we take care of this for you.
  • Free Contractor Insurance
    Most clients will legally require you and your company to be covered by insurance before they will give you the work. It’s also essential for your own peace of mind. With essentials plus you get a package perfect for contractors, underwritten by Hiscox:
    • Professional indemnity insurance – £2,000,000
    • Public liability insurance – £5,000,000
    • Employer’s liability insurance – £10,000,000
  • Tax investigation insurance
    Tax Investigation Insurance protects you and your Company if you are chosen for an HMRC enquiry - including IR35 enquiries. With Essentials Plus, you get £100,000 cover from Markel Tax
  • Registered office address
    You can use our address as your registered address, which gives you a professional edge and keeps your home address out of the public domain. Your accounting post will come to us so we can deal with it for you.
  • Unlimited IR35 written contract reviews
    IR35 status is a big concern for some contractors, with the decision-making power being shifted in April 2021 to the end hirer. Our IR35 Contract and Working Practices reviews give you practical advice on your contract and working practices in a format that you can easily use for discussion with your hirer.
  • Payroll for an additional employee
  • 2nd Self Assessment Tax Return
  • References
    We will provide income references for mortgages, tenancy, student loan purposes etc

Duo

£130/month +VAT
£130/month +VAT

What you get with Aardvark Accounting

Clear Advice

Clear Advice

  • We’re unstuffy, straightforward but well-qualified people

  • We know IR35 and all tax legislation inside-out
  • We only deal with contractors so we understand how you work
Team
£69

Value pricing

  • All-inclusive packages from £69 per month

  • FreeAgent software and unlimited advice included
  • No set-up fees, tie-in periods or leaving fees

Prices
Lightbulb

Clever stuff

  • We’re plugged in to FreeAgent – leading accounting software

  • Send invoices, record expenses and integrate with your business bank account
  • We get what we need to do your accounts from FreeAgent

About us

Get in touch. We’re all ears

Give us a call for a chat on
01425 471917

Or fill in our form and we’ll give you a call back