Thinking of switching to Aardvark? Do it!

Looking for better value for money from your contractor accountant without compromising on quality of service? We’re constantly taking on seasoned contractors who are disillusioned with the high prices, average service levels and ‘factory’ approach of the big boys.
- Switching is quick and easy – we do it for you
- Quick and responsive personal service
- Pro-active tax reviews and advice

Why switch to Aardvark?
At Aardvark we keep things simple. You get all the stuff needed to satisfy HMRC and Companies House each year, FreeAgent included, the use of our Umbrella service free of charge, and a direct line to your personal accountant for any questions. All for just £69 per month plus VAT.
Switching is easy – just say the word and we’ll look after the process, getting your records from your old accountant and letting HMRC and Companies House know about the change. We don’t charge set-up or catch-up fees and there are no tie-in periods or leaving fees either. So what are you waiting for? Give us a call and join the Aardvark family.
What you get with Aardvark
Our all-inclusive fixed-fee monthly packages start at £69+VAT and include:
- Direct line to your own dedicated personal accountant – one point of contact
- 24/7 access to your accounts via FreeAgent software and app
- Expert IR35 guidance and use of our umbrella company if needed
- All HMRC and Companies House returns completed & filed
- Referral scheme – £100 Amazon gift card for every new client you refer
- Access to contractor-specific mortgage, wealth & protection services
- Three months free Fee Protection Cover
Pricing
What you get:
- Set-up or Switch ServiceSet-up
- Company incorporation
- Bank account set-up
- Tax registration
Switch- We get your records from existing accountant
- We inform Companies House and HMRC
- FreeAgent software
- Accounting software and app
- Send invoices, record expenses
- Real-time view of your accounts
- Gives us everything we need too!
- IR35 and Tax advice
- Unlimited advice direct from your accountant
- Find the most tax efficient business set-up for you
- Discuss and agree on the most tax efficient combination of salary and dividends
- IR35 explained!
- All HMRC and Companies House submissionsThe following are all statutory obligations as the Director of your own business. Don’t worry – we’ll make sure they’re all filed accurately and on time:
- VAT filing
- Accounts
- CT600 and computation
- Annual confirmation statement
- Real Time tax estimates
- Payroll for one employee
- Being an employee of your Limited Company, you will need to be paid!
- We run the payroll and pay you personally from your business account
- Use of Umbrella CompanyWhen you’re with Aardvark, you have the safety net of being able to switch between your Limited Company and an Umbrella Company if you need to due to IR35. You’ll still deal with your Aardvark Accountant and we’ll switch you back as your contracts allow.
- Free contractor-specific financial adviceWe work closely with a number trusted Financial Advisers who specialise in helping contractors. Discuss how to replicate the benefits you had as an employee, discuss a specific need, or for a free financial health-check to ensure that you’re making the most of your Limited Company and the investment opportunities that it can bring.
- £100 Amazon voucher for every new client you referAs a client, you simply tell your friend or colleague to mention your name when they enquire and we’ll make sure that you receive your £100 Amazon voucher by email once they’ve been on board for 6 weeks. It’s as simple as that, and you can refer as many people as you like – you’ll get a voucher for each and every one.
- Preferential rates for small business, personal and buy to let accountingOur sister company Vantage Accounting specialises in small business, personal and buy-to-let accounting. Many of our contracting clients also work with Vantage for their broader accounting needs, and receive a discounted rate plus a more holistic approach to their finances as a result.
- One Self Assessment Tax ReturnAs a Limited Company Director, you will be obliged to complete a self-assessment tax return each year. With Essentials Plus, we take care of this for you.
- Free Contractor InsuranceMost clients will legally require you and your company to be covered by insurance before they will give you the work. It’s also essential for your own peace of mind. With essentials plus you get a package perfect for contractors, underwritten by Hiscox:
- Professional indemnity insurance – £2,000,000
- Public liability insurance – £5,000,000
- Employer’s liability insurance – £10,000,000
- Fee protection coverFee protection cover covers the costs of professional fees should your company be chosen for an HMRC enquiry - including IR35 enquiries. With Essentials Plus, you get £100,000 cover from Markel Tax
- Registered office addressYou can use our address as your registered address, which gives you a professional edge and keeps your home address out of the public domain. Your accounting post will come to us so we can deal with it for you.
- Unlimited IR35 written contract reviewsIR35 status is a big concern for some contractors, with the decision-making power being shifted in April 2021 to the end hirer. Our IR35 Contract and Working Practices reviews give you practical advice on your contract and working practices in a format that you can easily use for discussion with your hirer.
- Payroll for an additional employee
- 2nd Self Assessment Tax Return
- ReferencesWe will provide income references for mortgages, tenancy, student loan purposes etc
Essentials
- £14 +VAT per month
- £7.50 +VAT per month
- £3 +VAT per month
- £8 +VAT per month
- £5 +VAT per month
- £14 +VAT per month
- £30 per reference
Essentials Plus
- £8 +VAT per month
- £5 +VAT per month
- £14 +VAT per month
- £30 per reference
Duo
What you get:
- Set-up or Switch ServiceSet-up
- Company incorporation
- Bank account set-up
- Tax registration
Switch- We get your records from existing accountant
- We inform Companies House and HMRC
- FreeAgent software
- Accounting software and app
- Send invoices, record expenses
- Real-time view of your accounts
- Gives us everything we need too!
- IR35 and Tax advice
- Unlimited advice direct from your accountant
- Find the most tax efficient business set-up for you
- Discuss and agree on the most tax efficient combination of salary and dividends
- IR35 explained!
- All HMRC and Companies House submissionsThe following are all statutory obligations as the Director of your own business. Don’t worry – we’ll make sure they’re all filed accurately and on time:
- VAT filing
- Accounts
- CT600 and computation
- Annual confirmation statement
- Real Time tax estimates
- Payroll for one employee
- Being an employee of you Limited Company, you will need to be paid!
- We run the payroll and pay you personally from your business account
- Use of Umbrella CompanyWhen you’re with Aardvark, you have the safety net of being able to switch between your Limited Company and an Umbrella Company if you need to due to IR35. You’ll still deal with your Aardvark Accountant and we’ll switch you back as your contracts allow.
- Free contractor-specific financial adviceWe work closely with a number trusted Financial Advisers who specialise in helping contractors. Discuss how to replicate the benefits you had as an employee, discuss a specific need, or for a free financial health-check to ensure that you’re making the most of your Limited Company and the investment opportunities that it can bring.
- £100 Amazon voucher for every new client you referAs a client, you simply tell your friend or colleague to mention your name when they enquire and we’ll make sure that you receive your £100 Amazon voucher by email once they’ve been on board for 3 months. It’s as simple as that, and you can refer as many people as you like – you’ll get a voucher for each and every one.
- Preferential rates for small business, personal and buy to let accountingOur sister company Vantage Accounting specialises in small business, personal and buy-to-let accounting. Many of our contracting clients also work with Vantage for their broader accounting needs, and receive a discounted rate plus a more holistic approach to their finances as a result.
- One Self Assessment Tax ReturnAs a Limited Company Director, you will be obliged to complete a self-assessment tax return each year. With Essentials Plus, we take care of this for you.
- Free Contractor InsuranceMost clients will legally require you and your company to be covered by insurance before they will give you the work. It’s also essential for your own peace of mind. With essentials plus you get a package perfect for contractors, underwritten by Hiscox:
- Professional indemnity insurance – £2,000,000
- Public liability insurance – £5,000,000
- Employer’s liability insurance – £10,000,000
- Fee Protection CoverProtects you and your Company if you are chosen for an HMRC enquiry - including IR35 enquiries. With Essentials Plus, you get £100,000 cover from Markel Tax
- Registered office addressYou can use our address as your registered address, which gives you a professional edge and keeps your home address out of the public domain. Your accounting post will come to us so we can deal with it for you.
- Unlimited IR35 written contract reviewsIR35 status is a big concern for some contractors, with the decision-making power being shifted in April 2021 to the end hirer. Our IR35 Contract and Working Practices reviews give you practical advice on your contract and working practices in a format that you can easily use for discussion with your hirer.
- Payroll for an additional employee
- 2nd Self Assessment Tax Return
- ReferencesWe will provide income references for mortgages, tenancy, student loan purposes etc
Essentials
- £14 +VAT per month
- £7.50 +VAT per month
- £3 +VAT per month
- £8 +VAT per month
- £5 +VAT per month
- £14 +VAT per month
- £30 per reference
What you get:
- Set-up or Switch ServiceSet-up
- Company incorporation
- Bank account set-up
- Tax registration
Switch- We get your records from existing accountant
- We inform Companies House and HMRC
- FreeAgent software
- Accounting software and app
- Send invoices, record expenses
- Real-time view of your accounts
- Gives us everything we need too!
- IR35 and Tax advice
- Unlimited advice direct from your accountant
- Find the most tax efficient business set-up for you
- Discuss and agree on the most tax efficient combination of salary and dividends
- IR35 explained!
- All HMRC and Companies House submissionsThe following are all statutory obligations as the Director of your own business. Don’t worry – we’ll make sure they’re all filed accurately and on time:
- VAT filing
- Accounts
- CT600 and computation
- Annual confirmation statement
- Real Time tax estimates
- Payroll for one employee
- Being an employee of you Limited Company, you will need to be paid!
- We run the payroll and pay you personally from your business account
- Use of Umbrella CompanyWhen you’re with Aardvark, you have the safety net of being able to switch between your Limited Company and an Umbrella Company if you need to due to IR35. You’ll still deal with your Aardvark Accountant and we’ll switch you back as your contracts allow.
- Free contractor-specific financial adviceWe work closely with a number trusted Financial Advisers who specialise in helping contractors. Discuss how to replicate the benefits you had as an employee, discuss a specific need, or for a free financial health-check to ensure that you’re making the most of your Limited Company and the investment opportunities that it can bring.
- £100 Amazon voucher for every new client you referAs a client, you simply tell your friend or colleague to mention your name when they enquire and we’ll make sure that you receive your £100 Amazon voucher by email once they’ve been on board for 3 months. It’s as simple as that, and you can refer as many people as you like – you’ll get a voucher for each and every one.
- Preferential rates for small business, personal and buy to let accountingOur sister company Vantage Accounting specialises in small business, personal and buy-to-let accounting. Many of our contracting clients also work with Vantage for their broader accounting needs, and receive a discounted rate plus a more holistic approach to their finances as a result.
- One Self Assessment Tax ReturnAs a Limited Company Director, you will be obliged to complete a self-assessment tax return each year. With Essentials Plus, we take care of this for you.
- Free Contractor InsuranceMost clients will legally require you and your company to be covered by insurance before they will give you the work. It’s also essential for your own peace of mind. With essentials plus you get a package perfect for contractors, underwritten by Hiscox:
- Professional indemnity insurance – £2,000,000
- Public liability insurance – £5,000,000
- Employer’s liability insurance – £10,000,000
- Fee Protection CoverProtects you and your Company if you are chosen for an HMRC enquiry - including IR35 enquiries. With Essentials Plus, you get £100,000 cover from Markel Tax
- Registered office addressYou can use our address as your registered address, which gives you a professional edge and keeps your home address out of the public domain. Your accounting post will come to us so we can deal with it for you.
- Unlimited IR35 written contract reviewsIR35 status is a big concern for some contractors, with the decision-making power being shifted in April 2021 to the end hirer. Our IR35 Contract and Working Practices reviews give you practical advice on your contract and working practices in a format that you can easily use for discussion with your hirer.
- Payroll for an additional employee
- 2nd Self Assessment Tax Return
- ReferencesWe will provide income references for mortgages, tenancy, student loan purposes etc
Essentials
Plus
- £8 +VAT per month
- £5 +VAT per month
- £14 +VAT per month
- £30 per reference
What you get:
- Set-up or Switch ServiceSet-up
- Company incorporation
- Bank account set-up
- Tax registration
Switch- We get your records from existing accountant
- We inform Companies House and HMRC
- FreeAgent software
- Accounting software and app
- Send invoices, record expenses
- Real-time view of your accounts
- Gives us everything we need too!
- IR35 and Tax advice
- Unlimited advice direct from your accountant
- Find the most tax efficient business set-up for you
- Discuss and agree on the most tax efficient combination of salary and dividends
- IR35 explained!
- All HMRC and Companies House submissionsThe following are all statutory obligations as the Director of your own business. Don’t worry – we’ll make sure they’re all filed accurately and on time:
- VAT filing
- Accounts
- CT600 and computation
- Annual confirmation statement
- Real Time tax estimates
- Payroll for one employee
- Being an employee of you Limited Company, you will need to be paid!
- We run the payroll and pay you personally from your business account
- Use of Umbrella CompanyWhen you’re with Aardvark, you have the safety net of being able to switch between your Limited Company and an Umbrella Company if you need to due to IR35. You’ll still deal with your Aardvark Accountant and we’ll switch you back as your contracts allow.
- Free contractor-specific financial adviceWe work closely with a number trusted Financial Advisers who specialise in helping contractors. Discuss how to replicate the benefits you had as an employee, discuss a specific need, or for a free financial health-check to ensure that you’re making the most of your Limited Company and the investment opportunities that it can bring.
- £100 Amazon voucher for every new client you referAs a client, you simply tell your friend or colleague to mention your name when they enquire and we’ll make sure that you receive your £100 Amazon voucher by email once they’ve been on board for 3 months. It’s as simple as that, and you can refer as many people as you like – you’ll get a voucher for each and every one.
- Preferential rates for small business, personal and buy to let accountingOur sister company Vantage Accounting specialises in small business, personal and buy-to-let accounting. Many of our contracting clients also work with Vantage for their broader accounting needs, and receive a discounted rate plus a more holistic approach to their finances as a result.
- One Self Assessment Tax ReturnAs a Limited Company Director, you will be obliged to complete a self-assessment tax return each year. With Essentials Plus, we take care of this for you.
- Free Contractor InsuranceMost clients will legally require you and your company to be covered by insurance before they will give you the work. It’s also essential for your own peace of mind. With essentials plus you get a package perfect for contractors, underwritten by Hiscox:
- Professional indemnity insurance – £2,000,000
- Public liability insurance – £5,000,000
- Employer’s liability insurance – £10,000,000
- Fee Protection CoverPotects you and your Company if you are chosen for an HMRC enquiry - including IR35 enquiries. With Essentials Plus, you get £100,000 cover from Markel Tax
- Registered office addressYou can use our address as your registered address, which gives you a professional edge and keeps your home address out of the public domain. Your accounting post will come to us so we can deal with it for you.
- Unlimited IR35 written contract reviewsIR35 status is a big concern for some contractors, with the decision-making power being shifted in April 2021 to the end hirer. Our IR35 Contract and Working Practices reviews give you practical advice on your contract and working practices in a format that you can easily use for discussion with your hirer.
- Payroll for an additional employee
- 2nd Self Assessment Tax Return
- ReferencesWe will provide income references for mortgages, tenancy, student loan purposes etc
Duo
What you get with Aardvark Accounting
Get in touch. We’re all ears
Give us a call for a chat on
01425 471917
Or fill in our form and we’ll give you a call back